MARIYO NIDHI LIMITED

Mariyo Nidhi Limited offers a home loan , based on your eligibility, at a very low interest rate for salaried and professional applicants. A home loan with us comes with a number of added benefits. Simple eligibility terms and minimal documentation requirements ensure the home financing option is easy to apply for everyone.

The Microfinance division was launched with the aim of empowering women by providing financial independence. Using the Joint Liability Group (JLG) model, where members guarantee one another’s loans, we offer loans to support women’s entrepreneurial activity. In microfinance, individuals and small businesses that lack access to conventional banking and other services are targeted. Microfinance services are designed to reach excluded customers, usually lower segments of the population, possibly socially marginalized, or geographically more isolated, so that they can become self-sufficient. Microfinance aims to help individuals, low income households, small businesses and start-ups prosper as well as rebuild during times of crisis. People from economically backward communities can benefit from microfinance since it is easy to use and can make a positive difference in their lives.

The product details are as given below

1. Microfinance loans are collateral free loans given to female clients having annual household income up to ₹3,00,000 on the basis of joint liability. Loans are repayable in equated instalments over a period of time .
2. Loans are given to groups of ladies for declared legal end use, like business expansion, working capital needs, purchasing raw material, purchasing animals etc.
3. The loan amounts are ranging from Rs.10,000 to Rs.1,20,000/- based on eligibility and repayment capacity.
4. Higher loan amounts for subsequent cycles are given based on repayment behaviour.
5. The loan tenure can be from 1 year to 3 years based on the loan amounts.
6. The clients will have weekly/fortnightly /monthly meetings in a designated place called centre where they pay back the loans to the field staff of the company.
7. All process and procedures are formulated based on RBI’s guidelines issued from time to time.

Gold loans are secured loans for which the borrower pledges gold as collateral and receives a percentage of the gold’s value as the loan amount. Gold will be kept safe, and once the loan is repaid, the borrower will receive it back. A gold loan has the lowest interest rates, is more flexible than any other loan, and can be repaid through simple EMIs.

Are you still wondering why you should consider a gold loan? You can fulfill your dreams and meet your needs with the best gold loans we offer. Whether you need a gold loan for your personal or business needs, Mariyo Nidhi Limited provides an array of gold loan schemes to suit your needs. In terms of tenure and interest rate, we are able to customize our loans to meet the needs of our customers since customer satisfaction is our top priority. Those in need can easily obtain our gold loans with minimal documentation. With our disciplined and passionate approach, we value each customer as a partner, placing a high value on their time and effort.

As part of our commitment to customer satisfaction and a delightful customer experience, we offer a helping hand to those who are in need and make sure they are smiling during their stressful time.